Imagine you’re a Notary Signing Agent who’s just arrived for an appointment to complete a loan document signing. Is it OK for the borrower to sign the loan documents with a regular handwritten signature when his ID shows a different type of signature? No cat signatures. I am verifying that person is the same on their legal ID, but they are asking them to sign as shown, not necessarily their signature on ID. So, I would go ahead and notarize the doucment. He would be required to sign his cat signature on all documents. Maybe the pictograph signature would work for a Notary who lives in Disney's Fantasyland? Ask for a second ID, have him sign both, his name and his cat pictures, the person should sign the document as his name is written on the document. That's why we have a Signature/Name Affidavit in the package. Specifically we are NOT to read the documents, so if his mortgage paperwork says something else, we are certifying that the individual is who is claims to be and we verified that legally. I don't think I would feel comfortable notarizing the document. If this is a general notary job, I would request that they not use the cat signature if there is nothing prohibiting them from signing in the normal manner. You guessed it she drew a star on her signature line on all documents and escrow and lender accepted as her signature. I would ask for a regular signature follows by the car mark . I would ask for another government issued ID such as a passport, showing the correct signature, and then suggest that he go back and get his driver liicense corrected since he will probably need it for other legal uses in the future. I might also ask him to sign a sworn statement that his ID shows cat pictures but he signed these documents with a cursive signature - and have him print and sign his name. Cats...really? As long as the mark they make in your journal matches the one on their photo id, you're good. CA Civil Code 1185(b)(3). This challenge is a tough one. Orin Lowe I view it no differently than Mandarin or Kanji. I am shocked that he got by the DMV without them asking if that was his signature. In the event I don’t have any instructions I would reach out to title first it would most likely then reach out to the lender or if they directed me to reach out to the lender I would do that I would also in the interim have asked him for another piece of photo ID if available such as a passport or social security card, I would humor him by making him sign the document and my journal as shown on his ID, after I verified the ID was real of course. In that specific case, I would defer to a Passport. Do I have to sign up with a specific vendor to perform RONs. My inclination would be to refuse to notarize until proper ID is produced. Request a secondary piece of Identification, I think he should sign his name on the loan documents and request for additional photo I’d such as his social security card for his signature to match. If that's the signature on his ID, then that is his legal signature. I would ask for a second ID, and I would have him sign the documents and Notary book with both the cats and signature from another ID. I would also record in my journal his comment about his signature and make sure he signs his cat signature. I would not notarize. Many times they add in a middle name and that isn't how they sign either or their legal signature, but lender requests to sign as shown. I tried and it was never verified or denied. To participate in this week’s “What Would You Do?” scenario, share your answers in the comments section below. “I signed using cat heads instead of a normal signature when I renewed my license,” he says. Many signatures are illegible scrawls; we notaries cannot discern alphabetic characters anywhere in them, but we accept them. A signature is SERIOUS, it is an acknowledgement. I also am much more careful if the document is a PoA vs. a routine refi closing. I have come across a similar situation with a foreigner who also signed his name with a mark. Borrowers often have to sign with or without their middle initial even if they don't do this as a normal signature. I would ask for the individuals ID that is not a joke. Enter Zip, City, or County... i.e. Remember, peoples signature change all the time...over time, and can vary from the ID anyway. If this is consider Signature by Mark then person will need two witnesses. I would have them sign my Journal for reference, so both signatures matches. Ok- So as a notary we are there to confirm the borrower is who they say they are AND to watch them sign in front of us. well you must use your name so I would ask for some other form of ID with the person's legal name on it to go forward with the signing. I would first ask if they had another valid form of ID with their signature like a passport. Many people do not sign their name as they should on a drivers license. This is no different. So I don't know that I'd be matching signatures on the ID- I'd be looking at the photo and name and then I'd be looking at the legal document to make sure the names match. My job is to verify identity and that the signer actually made the mark. If that is what is on the legal ID and it matches the document, it is a legal notarization. That intent can be expressed in any form, except if that form is someone else's name. In many loan documents, the lenders require a borrower to sign as the name is printed (e.g. Granted this is unique but I can't see any state recognizing such on a drivers license. It's no different than someone who can only sign an "X" or signs using characters of a different language. I would notarize the document. I would not feel comfortable, however I would ask to see his ss card and or passport or any other government documents or old drivers license. ... Jessica Seewald. MANY people use scribbles as their signature anyhow, so what's really the difference. Puyallup, WA. 2) That the undersigned executed the document by signature, or made a sworn statement. Where in CA does it say you have to compare the signature on the ID to the one in the book? Number 4: Complete and seal an APA (All Purpose Acknowledgement) attesting to the identity of the signer and attach to the loan documents, expressly identifying that document and its specific number of pages. Your true (or real) signature is unique. I believe we are to verify him or her, to see if the picture is of the person. ^The individual who presented the signature of cats stated "He meant it as a joke" therefore the signature presented is a JOKE! Your Cookies are Disabled! Puyallup, WA 98371 If a person can not cognitive to sign some form of alphabet, how am I to know that they are cognitively aware of what they are signing? Washington I close between approximately 20-30 loans a month for Pierce/King County in WA state. I would complete the signing with the three-cat signature if this was allowed by the title, escrow or, signing service that sent me out. : signature by mark). The same process should be followed when notarizing a foreign language document....the notarial certificate AND document signature should be in English or a language the Notary can read. The signatures must match so the signer would need to draw the same cat heads as it appears on their driver's license or provide other identification so that the signatures match. If it's not, then the nursery should pass. Since the state accepted the three cat heads as a legitimate signature, I would accept.

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